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The Burdwan Central Co-operative Bank Ltd.

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Accounts
Savings Account
Grow Your Savings with BCCB! Enjoy a hassle-free experience with Minimum Balance and Maintenance Charges. Open your BCCB Savings Account today and unlock a world of benefits!
Current Account
Power Your Business with BCCB’s Current Account Enjoy Zero Charges, Multiple Benefits, and a seamless banking experience to meet all your business needs.
Fixed & Recurring Deposit
Grow Your Wealth with BCCB Fixed Deposits Invest for a tenure ranging from 7 days to 5 years and earn attractive interest on your deposits. Safe. Flexible. Rewarding.
Loans
Home Loans
Turn Your Dream Home into Reality with BCCB Our affordable and flexible home loans are designed to bring you one step closer to owning your dream home—with ease and confidence.
Commercial Property Loan
Achieve Your Business Dreams with BCCB’s Commercial Property Loan Fuel your growth with our easy, flexible, and affordable loan solutions tailored for commercial property needs.
Vehicle Loans
Drive Your Dream with BCCB Vehicle Loans Bringing home the ride of your choice is now easier than ever with our affordable interest rates, quick approvals, and flexible repayment options.
Education Loan
Brighten Your Future with BCCB’s Higher Education Loan Achieve your academic goals with affordable interest rates, flexible repayment options, and hassle-free processing.
Personal Loans
Make Everyday Living Better with BCCB’s Consumer Durable Loans Now it’s easier than ever to buy your favorite products with affordable EMIs, quick approvals, and minimal documentation.
EMI Calculator
Different Loans. Different Tenures. Different Interest Rates. Know Your EMI Instantly – Just a Click Away! Plan better with BCCB’s easy-to-use EMI Calculator.
Safe Deposit Locker
Secure Your Valuables with BCCB’s Safe Deposit Lockers No more worries—choose from various locker sizes at highly affordable rates and keep your precious belongings safe and protected.
Services
Digital Banking
Enjoy Seamless Digital Banking with BCCB – Absolutely Free! Access a wide range of digital services including RTGS, NEFT, IMPS, UPI, and BBPS with no charges. Unlimited Transactions. Unmatched Convenience.
Safe Deposit Lockers
Keep Your Valuables Safe with BCCB Lockers Ensure the safety of your precious belongings and important documents at all times. Available in various sizes at very affordable rates—for your peace of mind.
ATMs & Branches
Access Cash Anytime with BCCB ATMs Use any ATM, Debit, or Credit Card to withdraw money conveniently and securely from BCCB’s wide network of ATMs—24x7.
RuPay Debit Card
Get Your RuPay Platinum Debit Card with a BCCB Account Enjoy exclusive offers, enhanced security features, and the pride of using India’s Own Card – RuPay. Safe. Rewarding. Proudly Indian.
Missed Call Balance Inquiry
Check Your BCCB Account Balance Instantly! Just give a missed call to our designated number and get your account balance on your phone – anytime, anywhere.
Fixed & Recurring Deposit
Secure Your Savings with BCCB Fixed Deposits Invest your money for a tenure ranging from 7 days to 5 years and earn attractive interest on your deposits. Safe Investment. Guaranteed Returns. Peace of Mind.
Service Charges
Various Service Charges Like, Saving Account, Current Account, ATM, Internet Banking Password Re-Issue Charges, Auto Vault & Locker Charges.
Digital Banking
Internet Banking
Unleash the power of digital banking with BCCB's Internet Banking transfer money anytime... anywhere...
Mobile Banking
Your Bank Is On Your Mobile Screen Anytime Anywhere Banking With BCCB Mobile Banking App.
NEFT
National Electronic Funds Transfer (NEFT) Fast. Secure. Reliable.Transfer money seamlessly across banks—anytime, anywhere.
RTGS
RTGS – Real-Time, High-Value Fund Transfers Move money instantly. Secure. Efficient.
IMPS
Immediate Payment Service (IMPS) An instant, 24x7 interbank electronic fund transfer service available through mobile phones, internet banking, and ATMs. Fast. Secure. Always Available.
UPI
Unified Payments Interface (UPI) Click Karo, Pay Karo – Instantly! A simple, secure, and seamless way to transfer money 24x7.
Bill Payments
Bharat Bill Payment System (BBPS) A one-stop solution to safely and conveniently pay all your utility bills, including electricity, water, gas, DTH, and more—anytime, anywhere.
Positive Pay System
Positive Pay System An added layer of security for cheque payments—verifying key cheque details before clearing to prevent fraud and ensure safer transactions.
Insurance
Pradhan Mantri Suraksha Bima Yojana
PMSBY – Accidental Insurance at Just ₹12/Year. Renew Annually. Stay Protected.
Pradhan Mantri Jeevan Jyoti Bima Yojana
PMJJBY – Life Insurance That Cares. Just ₹330/Year.
Atal Pension Yojana (APY)
APY – Guaranteed Monthly Pension for a Secure Retirement.
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Pradhan Mantri Suraksha Bima Yojana

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Pradhan Mantri Suraksha Bima...

Pradhan Mantri Suraksha Bima Yojana(PMSBY)

The Pradhan Mantri Suraksha Bima Yojana policy helps you stay prepared in cases of unforeseen emergencies. The PMSBY scheme helps you especially when you are faced with unexpected death and impairments towards you and your family.The Pradhan Mantri Suraksha Bima Yojana has certain features and benefits that make the average person keen to invest in it. The premium to be paid is as low as Rs. 20 per annum, per member of the family. In case of death, the sum insured is 2 lakhs. Finally, in cases where there is a loss of eye or limb, the sum insured is 1 lakh.

Enhanced Protection
Low Premium Amount
Death Benefit
Loss of Eye or Limb

Features and Benefits

Understand your plan Premium

Rs. 20/- per annum, per member Enrollment Modality / Period
The cover shall be for the one year stretching from 1st June to 31st May for which the option to join/pay by auto-debit from the designated savings bank account on the prescribed forms will be required to be given by 31st May of every year.
Individuals who exit the scheme at any point may rejoin the scheme in future years by paying an annual premium in one installment. New entrants into the eligible category from year to year or currently eligible individuals who did not join earlier shall be able to join in future years while the scheme is continuing.
The coverage under the scheme shall end every year on 31st May irrespective of the scheme joining date.
June 2016 onward the coverage under the scheme shall start from the debit date of the premium amount.

Renewal: The renewal premium would be auto-debited by the bank before 1st June every year or as per the directives from MOF(Ministry of Finance).

Terms and Conditions

The accident cover for the member shall terminate on any of the following events and no benefit will be payable there under:

On attaining age 70 years (age nearest birthday).
Closure of account with the Bank or insufficiency of balance to keep the insurance in force.
In case a member is covered through more than one account and a premium is received by the Insurance Company inadvertently, insurance cover will be restricted to one only and the premium shall be liable to be forfeited.
If the insurance cover is ceased due to any technical reasons such as insufficient balance on the due date or due to any administrative issues, the same can be reinstated on receipt of the full annual premium, subject to conditions that may be laid down. During this period, the risk cover will be suspended and reinstatement of risk cover will be at the sole discretion of the Insurance Company.
Participating banks will deduct the premium amount in the same month when the auto debit option is given, preferably in May of every year, and remit the amount due to the Insurance Company in that month itself.